WED 10.28.2026
The American Developer

Milestone Community Builders borrows against Travis County lots

Public record Travis County Clerk

A Travis County deed of trust ties homebuilder Milestone Community Builders to two platted lots at Wildhorse Ranch, pledged as collateral to THMD Coast Bank.

·2 min·How we report
2 lotspledged parcels
Oct. 27deed recorded

Milestone Community Builders LLC pledged two residential lots in Travis County as collateral for a new loan from THMD Coast Bank, according to a deed of trust recorded Oct. 27 with the Travis County Clerk. The filing, instrument #2026127309, covers Lots 6 and 11 in Blocks K and M of the Saddle Ridge section at Wildhorse Ranch, a platted subdivision in the county.

For builders watching Central Texas land finance, the record shows one of the region’s larger private homebuilders still securing lot-level debt on a named, platted subdivision rather than a broad portfolio pledge, evidence the build-out there is proceeding parcel by parcel rather than stalling.

Why it matters

Milestone Community Builders is a Central Texas production homebuilder active across the Austin metro, including Round Rock, Buda, Leander and Kyle. A deed of trust naming specific lots, rather than a blanket lien across a developer’s full inventory, points to financing tied to construction on those particular parcels. For the builder persona, that distinction matters: lot-specific debt means the lender is underwriting a defined, finite scope rather than the company’s whole pipeline, a narrower risk than a portfolio-wide pledge, and a signal of which sections inside a larger community are getting capital first.

The numbers

The Travis County Clerk’s Real Estate index lists the deed of trust as instrument #2026127309, global ID OPR1157576330, recorded Oct. 27, 2026. It names Milestone Community Builders LLC as grantor and THMD Coast Bank as grantee, and the legal description covers two lots, 6 and 11, across two blocks, K and M, of the Saddle Ridge at Wildhorse Ranch final plat. The clerk’s index carries no loan amount or sale price for this record, and none is reported here as a result.

What’s next

The next public record to watch is whether Travis County issues building permits tied to these same lots, which would confirm the financing is moving toward vertical construction rather than sitting as raw-lot debt. A subsequent release or partial reconveyance filed against the same instrument number would also signal the lots have sold or closed out. Austin tracks Milestone’s broader subdivision activity across the metro as new filings post.

On the record

Primary record

  • Public recordDeed of trust instrument #2026127309, recorded Oct. 27, 2026, pledges Lots 6 and 11, Blocks K and M of the Saddle Ridge section at Wildhorse Ranch as collateral, with no loan amount stated in the clerk's indexView the record on tccsearch.org

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